What’s SSI, RSDI, DIB

Supplemental Security Income (SSI)

Supplemental Security Income  (SSI) is a need based disability program.(Click the link for eligibility criteria)  You must meet certain financial limits to be eligible.  Children who are disabled generally receive SSI.  Adults who have not paid in to Social Security or who have not paid in enough earnings over the years should generally apply for SSI.  Also, SSA looks back ten years from your alleged onset date (AOD) , to determine whether you have 20 quarters of work of five years of work in the last ten years.  The 20 quarters or 5 years does not have to be continuous.   Generally you are eligible for SSI if you have no more than one vehicle, one home (that you live in ), less than $2,000, and limited to no income  as wells as meeting the medical rules.

You may now be able to file for Supplemental Security Income (SSI) online but only if you meet certain requirements. You are eligible to file online for SSI if you: (Click HERE to redirect to SSA to apply)

  • Are between the ages of 18 and 65;
  • Have never been married;
  • Aren’t blind;
  • Are a U.S. citizen residing in one of the fifty states, District of Columbia, or the Northern Mariana Islands;
  • Haven’t applied for or received SSI benefits in the past; and

Retirement Survivor Disability Insurance (RSDI) & DIB

RSDI &DIB are sometimes interchanged as terms.  Basically these are the name of the benefit that you paid in for while you worked.  They stand for Retirement, Survivor, Disability Insurance (RSDI)  and Disability Insurance Benefits (DIB).  When you work four cents of every dollar you make is sent to SSA to insure you for benefits, in the event you become unable to work. Two cents comes out of your pay check and your employer matches the other two cents.  This is in addition, to amounts paid in for regular retirement Social Security and Medicare.  For a free Disability Lawyer Evaluation click here!